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Bi-weekly Auto Loan Early Payoff Calculator

This bi-weekly auto loan calculator will help you estimate the possible savings if you use an accelerated bi-weekly payment plan on your auto loan.

Bi-weekly payment plans allow you to make your auto loan payments every two weeks instead of once a month. Paying half of your auto loan monthly payments every two weeks results in making 1.5 times your normal monthly payment every sixth month.

Thus, at the end of the year, instead of 12 monthly payments, the auto loan company receives the equivalent amount of 13 monthly payments. This will help your auto loan amortize faster and you could save a lot of money in interest.

This Auto Loan Calculator requires SUN's Java™ Plug-in in order to function. If you see this message, this means that you need to download the SUN's Java™ Plug-in.

You can do that automatically by clicking the yellow bar at the top of the browser you use and choosing “Install ActiveX Control”, or by visiting this link: get the SUN's Java™ Plug-in here!

*based on standard amortization individual results may vary
**does not include any administrative fees

Used Auto Loan Terminology

Bi-weekly payments

Making bi-weekly payments means that you will be making auto loan payments every two weeks. The amount of one bi-weekly payment equals half of your monthly payment.

Original loan amount

The original amount of money you borrow for your auto purchase.

Interest rate

The interest rate you are charged on your auto loan.

Loan term in months

The original term of your auto loan over which you would normally pay it off if you made monthly payments.

First payment date

The date on which you start making your auto loan payments.

Monthly Prepayment amount (optional)

Monthly prepayments are additional payments you make every month and they are optional. If you make such you could increase your savings even more. With a bi-weekly payment plan half of your monthly prepayments will be debited every two weeks.

The auto loan calculators and the information available on this site are intended to serve only as general guidance regarding auto loans. Since they do not take into account your individual circumstances, we cannot and do no guarantee their accuracy or suitability to a specific purpose. We highly recommend you to consider the appropriateness of any information to your objectives before acting on it, and encourage you to consult a qualified professional regarding you particular personal situation.

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