Auto Insurance Discounts

Depending on your insurance company and the state where you live you may be eligible for auto insurance discounts. Some of them can save you a significant amount of money on insurance premiums so make sure you check which discounts you are eligible for.

• Auto insurance discounts for a clean driving record and no accidents

  If you haven't experienced any car accidents that are your fault over a certain period of time (usually for about three years) you may benefit from a lower insurance rate due to an accident-free discount. Have in mind though, that the insurance company may remove this discount if an accident occurs.

• Auto insurance discounts for safe cars

  Many insurance companies offer discounts when your automobile is equipped with passive restraint systems (such as airbags and motorized seatbelts) or ABS (all-wheel, anti-lock braking system). You will decrease your insurance payments by increasing your safety when driving.

• Auto insurance discounts for anti-theft equipment

  You can benefit from this discount in certain states if your vehicle is equipped with anti-theft devices.

• Insurance discounts for combined coverage

  If you have other types of insurance (such as life insurance, homeowner's insurance, etc.) with the same insurance company you may save a lot of money.

• Discounts for senior drivers

  You may be eligible for some deep auto insurance discounts if you qualify as a senior adult. Additionally, retirement status may provide further discounts.

• Auto insurance discounts for certain driving courses

  Some driving courses (for example, a certified defensive driving course) may also lower your insurance payments.

• Discounts for certain occupations

  Many insurance companies offer discounts for drivers from certain occupations that are generally considered to be low-risk drivers. For example, such low-risk occupations are teachers, firefighters, and farmers.

• Insurance discounts for the military

  Some companies offer special discounts to service men and women.

• Auto insurance discounts for new cars

  Qualification rules may vary depending on your state and your automobile's model-year but you may save money if you own a brand new car that has never been titled.

• Discounts for economy vehicles

  Certain economy cars may also qualify for some discounts.

There are other auto insurance discounts beside the listed above so make sure you ask your insurance company about what kind of discounts it offers.

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